How does medi cal insurance work

English Spanish. Family When applying for Medi-Cal health care benefits, present or mail the following items that apply to your situation. Department of Human Services E.

Even if you are working, own a house, own a car, are married, or are not a U. Citizen, you may be eligible for Medi-Cal health care benefits. You may also qualify for Medi-Cal health coverage with a share of cost if your income is above the program limits.

This means you would have to pay a certain amount deductible before Medi-Cal would cover. A comprehensive program of health services is available to those who are eligible, including: Medical, Dental, and Vision benefits. In Kern County, two Health Plans are available for those who qualify. Covered California will keep all of your information secure according to federal and state law. As a Medi-Cal member, you receive free or low-cost coverage through a commercial or public insurance plan.

Under Medi-Cal, a member may have full-scope or partial-scope coverage. Full-scope coverage involves all Medi-Cal coverage, while partial-scope coverage includes some services. Depending on your circumstances, some household members might qualify, while others need to get a Covered California plan. Some Medi-Cal services aim to keep families and children healthy.

Children, adults and their families may qualify for the following special services:. Your letter of determination and local county social service office can help you discover more services that help your family get the most out of Medi-Cal. Since Medi-Cal has more than 90 eligibility categories, applying can help you understand if you fall under one of them.

The people who qualify for Medi-Cal can include:. When you apply for Medi-Cal through Covered California , your letter of determination will let you know if you or a family member qualifies. If you have private health insurance, you can still qualify for Medi-Cal. Members who already have insurance can add Medi-Cal coverage to their existing plan. Your provider will first bill your private insurance, and then Medi-Cal will pay for any additional services it covers.

Your county social services office may also have information that can help. Health for California can help you understand your potential health insurance prices and your chance of qualifying for government assistance. You can get a free quote for California health insurance by giving us some information about your household. Our plan options make it easy to know what choices you have. Not sure how Obamacare affects your health care plans in California?

Learn how the ACA works in California, including benefits, costs and enrollment. Learn about the Covered California website. Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website. Lowest Prices. Will my family and I qualify for the same program? I just found out I am pregnant. Can I apply for health insurance that will cover me during my pregnancy?

I just had a new baby. What should I do about health insurance? Will the information I provide for health coverage be used to verify my immigration status? What eligibility requirements will an undocumented person have to meet come ? Does everyone on the application have to be a U. Will I qualify for health insurance if I am not a citizen or do not have satisfactory immigration status?

Will undocumented immigrants be eligible for full-scope Medi-Cal? Where can I get information about becoming registered to vote? Can people on H-1 visas, including those who have lived legally in the country for fewer than 5 years, enroll in Medi-Cal? Can green card holders, including those who have lived legally in the US for fewer than 5 years, enroll in Medi-Cal?

Do I need health insurance now that health reform has started? What if I already have health insurance through my employer? Covered California. What is Covered California? How can Covered California help me?

I am a federally recognized American Indian or an Alaska Native. Can I get health insurance through Covered California?